Having the Talk: Planning for End-of-Life Care

Talking about end-of-life care might be one of the most challenging conversations you have, but it’s crucial for ensuring your loved one’s wishes are honored. Despite the deep personal sharing we see on social media, discussing end-of-life preferences remains uncomfortable for many. A national survey by The Conversation Project found that while 90% of people recognize the importance of discussing end-of-life care, only 27% have actually had the conversation.

Why It Matters

Co-founded by Pulitzer Prize-winning journalist Ellen Goodman, The Conversation Project aims to facilitate these difficult discussions. Goodman’s personal experience with her mother’s declining health highlighted the need for clear, preemptive communication about end-of-life decisions.

Avoid a Crisis

Don’t wait for a healthcare crisis to make crucial decisions. Discuss your loved one’s wishes early and often, and coordinate with family members about their roles and contributions. This proactive approach will help you avoid making rushed decisions under stress.

1. Start Early: Engage in conversations about what your loved one envisions for their care and discuss potential scenarios with family members.
2. Formulate a Plan: Develop a flexible plan that can be adjusted as needed, rather than scrambling during an emergency. Resources like Plan Your Lifespan and Five Wishes offer tools to guide these discussions.
3. Understand Financials: Research your loved one’s financial situation to determine what services they can afford. Review their will, advance directive, and POLST (Physician Orders for Life-Sustaining Treatment). Also, check for long-term care insurance and its coverage, including whether homecare is included. For veterans, explore available benefits.

By addressing these important topics ahead of time, you’ll ensure that your loved one’s wishes are respected and that you’re prepared for any future needs.