
Growth Without Risk- Financial Planning & Capital Strategies for Home Care Agencies
April 22 @ 12:00 pm - 1:00 pm

Growth Without Risk: Financial Planning & Capital Strategies for Home Care Agencies
🚀 Thinking about growing your home care agency? Whether it’s hiring more caregivers, adding services, or opening new locations, scaling without the right financial plan can be risky.
Join this power-packed session to learn:
✅ When to scale by tracking key financial metrics and using industry benchmarks (e.g., net profit margin, clinical payroll, rent as % of revenue) to assess your agency’s readiness for growth.
✅ How to fund growth with lines of credit, SBA loans, term loans, and reinvesting profits.
✅ How to optimize payer mix and contract rates for stronger, more predictable revenue.
✅ How to avoid costly mistakes that agencies commonly face when scaling.
✅ How growth impacts valuation and what it means for your agency’s future sale price.
💡 Get real industry benchmarks and expert strategies to scale with confidence!
Lunch & Learn Webinar:
Time: Tuesday, April 22nd from 12p-1p
Location: Virtual via Microsoft Teams
Pricing:
- PHA Members: FREE
- Non-Members: $50
Meet Our Speakers:
Ethan Schwarzbach, Co-Founder & CEO, Flychain
Ethan Schwarzbach is the CEO and Co-Founder of Flychain. He has spent the last fifteen years working at the intersection of traditional finance and technology, with a specific focus on small business lending, banking, accounting, and payments. As the son of a small business owner in healthcare, he wanted to bring his knowledge of institutional financial products, services, and technology to support small businesses across healthcare.